Quark After Privacy Policy

Last Updated: 11 July, 2025

1. INTRODUCTION

Thank you for using our services and visiting our website and/or mobile application branded as “Quark After” (the “Services”). These Services are provided and operated by JIAOZI FINANCIAL TECHNOLOGY CO., LIMITED ( hereinafter referred to as “JIAOZI”, “we”, “us”, or “our”).

This Privacy Policy outlines how we collect, use, disclose, store, and protect your Personal Data when you use the Services. “Quark After” is a brand name owned and operated by JIAOZI. By continuing to use our Services, you agree to the terms of this Privacy Policy and any updates we may issue from time to time.

2. WHAT PERSONAL DATA WE COLLECT

We may collect and process the following types of Personal Data:

l Identity data: Name, ID documents, photo, gender, date of birth, nationality

l Contact data: Phone number, email, residential address

l Financial data: Transaction history, wallet activity, payment information, income level

l Device data: Device model, OS version, identifiers (IDFA, Android ID, GAID, etc.)

l Network and location data: IP address, network type, WiFi info, GPS or base station data

l App usage data: List of installed apps, foreground/background activity duration, push interaction stats

"Personal Data" means any information that relates to an identified or identifiable individual. It does not include anonymized data.

3. HOW WE USE YOUR PERSONAL DATA

We may process your Personal Data for purposes including but not limited to:

l Verifying your identity and onboarding (e.g. KYC, AML checks)

l Providing and managing your Quark After account, wallet and card

l Processing payments and providing transaction records

l Detecting and preventing fraud, misuse or security threats

l Complying with legal obligations, regulatory investigations, or law enforcement requests

l Conducting analytics, audits, customer support, and service optimization

l Marketing, promotional campaigns, surveys or loyalty programs

4. DISCLOSURE OF YOUR DATA

We may share your Personal Data with:

l Quark After affiliates, subsidiaries, employees, or authorized representatives

l Third-party service providers (e.g. KYC/AML vendors, card issuers, payment processors)

l Marketing and analytics partners (e.g. for in-app notifications, user behavior analysis)

l Legal, regulatory or government authorities as required by law

l Potential acquirers or investors in case of a merger or restructuring

5. INTERNATIONAL TRANSFERS

Due to the global nature of our services, your data may be transferred and stored outside of your home country. We ensure all such transfers comply with applicable data protection laws, and we will implement appropriate safeguards to protect your data.

6. DATA RETENTION

We retain your Personal Data for as long as necessary to provide our services and comply with legal obligations. Once your data is no longer needed, we will securely delete or anonymize it.

7. COOKIES

We may use cookies and similar tracking technologies to enhance your experience on our website and App. You can manage cookie preferences in your browser settings, though disabling cookies may impact your experience.

8. DATA SECURITY

We implement industry-standard security measures (encryption, access controls, etc.) to protect your Personal Data. However, no system is 100% secure, and we cannot guarantee absolute protection against cyber threats.

9. THIRD-PARTY LINKS

Our platform may contain links to third-party websites or services. We are not responsible for the content or privacy practices of such external parties. Please review their privacy policies separately.

10. YOUR RIGHTS

You may have the right to access, correct, delete or transfer your Personal Data, or object to our processing. To exercise your rights, contact us at: [privacy@Quarkfintech.com]. We may verify your identity before responding to your request.

11. LANGUAGE

This Privacy Policy may be available in multiple languages. In case of any discrepancy, the English version shall prevail.

12. CONTACT US

If you have any questions about this Privacy Policy or wish to make a data-related request, please contact us:

Email: privacy@Quarkfintech.com
Subject Line: "PRIVACY QUESTION"

By continuing to use the Quark After Services, you acknowledge that you have read and understood this Privacy Policy.